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Home Loan Options

Home Loans
 
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Whether you're a new or seasoned homebuyer, Domain Mortgage offers a variety of mortgages to fit your needs.

FHA Loans | VA Loans | Conventional Loans | Jumbo Loans | VA Jumbo Loans | ARM Loans | 100% Financing Mortgage Loans | 100% Financing Medical Professional Loans | Land Loans | Investment Loans

Federal Housing Administration (FHA) Loans

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FHA loans are ideal for first-time homebuyers seeking a loan with a lower down payment. This loan is also a great consideration for those who have a higher debt-to-income ratio and are looking to finance with as little cash down as possible.

FHA loan benefits include:  

  • Down payment as low as 3.5%

  • Purchase or refinance loan options available

  • Seller may contribute up to 3% of the sales price towards closing costs 

  • Allows down payment and closing costs to come from gifts

  • Fixed-rate options available 

Estimated payment of $63.21 per $10,000 for a 30-year loan with an Annual Percentage Rate (APR) of 7.61% and a fixed rate of 6.5%.

Sample "Estimated Payment per $10,000" listed does not include taxes, insurance and similar items, if applicable. Actual payments will be higher.

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Department of Veterans Affairs (VA) Loans

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VA loans supply special financing options for military service members, veterans and their surviving spouses. A VA loan is guaranteed by the U.S. Department of Veterans Affairs and provides eligible service members an opportunity to purchase a home.

VA loan benefits include:

  • No down payment for qualified veterans, active duty personnel, reservists and eligible family members with full entitlement

  • Purchase or refinance loan options available

  • Allows closing costs to come from gifts or be paid by seller

  • Fixed-rate options available 

Estimated payment of $63.21 per $10,000 for a 30-year loan with an Annual Percentage Rate (APR) of 6.932% and a fixed rate of 6.5%.

Sample "Estimated Payment per $10,000" listed does not include taxes, insurance and similar items, if applicable. Actual payments will be higher.

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Conventional Loans

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Conventional loans are one of the most popular loans used today and are ideal for those with good or excellent credit. This type of loan typically follows conservative guidelines for credit scores, minimum down payments and debt-to-income ratios. It's available for vacation, rental and primary residences and is perfect for those seeking to make a larger down payment or refinance.

Conventional loan benefits include:

  • Low closing costs

  • Purchase or refinance loan options available

  • Fixed-rate options available

  • Recasting of principal-and-interest payment allowed with additional down payment of $10,000 or more

Estimated payment of $66.53 per $10,000 for a 30-year loan with an Annual Percentage Rate (APR) of 7.456% and a fixed rate of 7%.

Sample "Estimated Payment per $10,000" listed does not include taxes, insurance and similar items, if applicable. Actual payments will be higher.

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Jumbo Loans

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Jumbo loans are designed for homebuyers looking to finance a property that exceeds the guidelines of the Federal Housing Finance Agency's conforming loan. Jumbo loans exceed the amount of $726,200 and can be used for primary residences or vacation homes.

Jumbo loan benefits include:

  • Down payment as low as 5%

  • Fixed-rate options available

  • Float-down option available

Estimated payment of $66.13 per $10,000 for a 30-year loan with an Annual Percentage Rate (APR) of 7.419% and a fixed rate of 7%.

Sample "Estimated Payment per $10,000" listed does not include taxes, insurance and similar items, if applicable. Actual payments will be higher.

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VA Jumbo Loans

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VA jumbo loans supply special financing options for military service members, veterans and their surviving spouses interested in higher-valued homes. Traditional jumbo loans often require a higher credit score and larger down payment. However, similar to VA loans, VA jumbo loans offer an opportunity for eligible service members to use their benefits to purchase a home with little-to-no down payment.

VA jumbo loan benefits include:

  • Little-to-no down payment for qualified veterans, active duty personnel, reservists and eligible family members with full entitlement

  • Purchase or refinance loan options available

  • Allows closing costs to come from gifts or paid by seller

  • Fixed-rate options available

Estimated payment of $63.21 per $10,000 for a 30-year loan with an Annual Percentage Rate (APR) of 6.932% and a fixed rate of 6.5%.

Sample "Estimated Payment per $10,000" listed does not include taxes, insurance and similar items, if applicable. Actual payments will be higher.

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Adjustable-Rate Mortgage (ARMs) Loans

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ARM loans have interest rates and payments that change periodically throughout the life of the loan. The loan initially has a lower interest rate and is available at a fixed rate for the first five years.

ARM loan benefits include:

  • Down payment as low as 5%

  • Seller may contribute a portion of closing costs; however, amount depends on loan-to-value ratio

  • Float-down option available

Estimated payment of $59.92 per $10,000 for a 30-year loan with an Annual Percentage Rate (APR) of 4.953% and a fixed rate of 4.875%.

Sample "Estimated Payment per $10,000" listed does not include taxes, insurance and similar items, if applicable. Actual payments will be higher.

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100% Financing Mortgage Loans

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100% financing mortgage loans can help borrowers realize their dream of buying a home without having to save for a down payment. This type of loan allows you to finance the entire purchase price of a home with no down payment.

100% financing mortgage loan benefits include:

  • No down payment

  • Seller may contribute up to 3% of the sales price towards closing costs

  • Allows closing costs to come from gifts

  • Fixed-rate options available

Estimated payment of $58.36 per $10,000 for a 30-year loan with an Annual Percentage Rate (APR) of 5.823% and a fixed rate of 5.750%.

Sample "Estimated Payment per $10,000" listed does not include taxes, insurance and similar items, if applicable. Actual payments will be higher.

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100% Financing Medical Professional Loans

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100% financing medical professional loans provide practicing or newly licensed physicians, medical residents, dentists and surgeons the opportunity to finance the entire purchase price of a home.

100% financing medical professional loan benefits include:

  • No down payment

  • Seller may contribute up to 3% of the sales price towards closing costs

  • Allows closing costs to come from gifts

  • Fixed-rate options available

Estimated payment of $58.36 per $10,000 for a 30-year loan with an Annual Percentage Rate (APR) of 5.823% and a fixed rate of 5.750%. 

Sample "Estimated Payment per $10,000" listed does not include taxes, insurance and similar items, if applicable. Actual payments will be higher.

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Land Loans

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Land loans offer a means of financing a plot of land upon which you later plan to build a home. This type of loan is riskier for lenders, so their qualifications tend to be more demanding. Plus, you typically have to pay a slightly higher interest rate. However, with a quality credit score and promising debt-to-income ratio, you may qualify for lower rates.

Land loan benefits include: 

  • Down payment as low as 20%

  • Seller may contribute up to 6% of closing costs

  • Float-down option available

Estimated payment of $91.99 per $10,000 for a 15-year loan with an Annual Percentage Rate (APR) of 7.549% and a fixed rate of 7.375%.

Sample "Estimated Payment per $10,000" listed does not include taxes, insurance and similar items, if applicable. Actual payments will be higher.

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Investment Loans

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Investment loans are suitable for buyers who want to invest in rental houses, condos or townhomes. If you’ve ever thought of going into the rental property business, an investment loan can help. Although these types of loans may have stricter qualifications and slightly higher interest rates, there is potential for long-term returns in the form of monthly payments from tenants.

Investment loan benefits include:

  • Down payment as low as 20%

  • Seller may contribute a portion of closing costs, amount depends on loan-to-value ratio

  • Float-down option available for select terms

Estimated payment of $83.71 per $10,000 for a 15-year loan with an Annual Percentage Rate (APR) of 6.185% and a fixed rate of 5.875%.

Sample "Estimated Payment per $10,000" listed does not include taxes, insurance and similar items, if applicable. Actual payments will be higher.

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RB Mortgage LLC dba Domain Mortgage is principally owned by RBFCU Services LLC. RBFCU Services LLC is affiliated with Randolph-Brooks Federal Credit Union (RBFCU). All loans are subject to credit approval. NMLS# 862516. Rates and terms subject to change without notice. RBFCU mortgage loans are available only on property in Texas. Origination fees may apply. A primary residence refinance requires a 3-day right of rescission after closing and before the funds may be dispersed. Jumbo loans may require larger down payments and additional qualifications.

Copyright © 2023 RB Mortgage LLC dba Domain Mortgage. All Rights Reserved.

We take our members' financial privacy very seriously. During the course of processing your application, we accumulate non-public personal financial information from you and from other sources about your income, your assets, and your credit history in order to allow a lender to make an informed decision about granting you credit. We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your nonpublic personal information.

We collect nonpublic information about you from the following sources: (i) information we receive from you on applications or other forms; (ii) information about your transactions with us, our affiliates, or others; and (iii) information we receive from a consumer reporting agency. To view our privacy policy, click here.

Any alternate website that you visit by a link from Domain Mortgage's website is solely the responsibility of that entity. Third-party links accessed from this site are provided for the convenience of visitors. Domain Mortgage is not responsible for the content of the alternate website and does not represent either the third party or the member if the two enter into a transaction. Privacy and security policies on the third-party site may differ from those practiced by Domain Mortgage.

We use cookies to analyze and improve website use, and assist in overall user experience.

For your protection, please do not provide any personal information via email.

If you are using a screen reader and are having problems using this website, please call 1-800-580-3300 for assistance.

Domain Mortgage

NMLS# 862516

Texas Consumer Complaints

 

1 IKEA-RBFCU Parkway

Live Oak, TX 78233

 

1-833-552-7759

 

info@domainmortgage.com

RB Mortgage LLC dba Domain Mortgage is principally owned by RBFCU Services LLC. RBFCU Services LLC is affiliated with Randolph-Brooks Federal Credit Union (RBFCU). All loans are subject to credit approval. NMLS# 862516. Rates and terms subject to change without notice. RBFCU mortgage loans are available only on property in Texas. Origination fees may apply. A primary residence refinance requires a 3-day right of rescission after closing and before the funds may be dispersed. Jumbo loans may require larger down payments and additional qualifications.

Copyright © 2023 RB Mortgage LLC dba Domain Mortgage. All Rights Reserved.

We take our members' financial privacy very seriously. During the course of processing your application, we accumulate non-public personal financial information from you and from other sources about your income, your assets, and your credit history in order to allow a lender to make an informed decision about granting you credit. We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your nonpublic personal information.

We collect nonpublic information about you from the following sources: (i) information we receive from you on applications or other forms; (ii) information about your transactions with us, our affiliates, or others; and (iii) information we receive from a consumer reporting agency. To view our privacy policy, click here.

Any alternate website that you visit by a link from Domain Mortgage's website is solely the responsibility of that entity. Third-party links accessed from this site are provided for the convenience of visitors. Domain Mortgage is not responsible for the content of the alternate website and does not represent either the third party or the member if the two enter into a transaction. Privacy and security policies on the third-party site may differ from those practiced by Domain Mortgage.

We use cookies to analyze and improve website use, and assist in overall user experience.

For your protection, please do not provide any personal information via email.

If you are using a screen reader and are having problems using this website, please call 1-800-580-3300 for assistance.